Understand Your Documents

Essential Documents for a Smooth Loan Application Process

  • Adhaar Card
  • PAN Card
  • Passport
  • Electricity Bill
  • Gass Bill (pipe connention)

KYC (Know Your Customer) Individual

  • PAN card of non-individual
  • Partnership Deed in case of Partnership firm
  • Certificate of Incorporation
  • Shop Establishment Act certificate
  • MOA/AOA in case of Private Limited Firm
  • LLP Agreement in the case of LLP firm.
  • Udyam registration Certificate (URC)
  • Legal Entity Identification Number (LEI)
  • Electricity Bill
  • Property Tax receipt

KYC for Non-Individual

  • Latest 3 months Salary Slip
  • Form 16 for last 3 years
  • 1 year Bank statement
  • Registered Rent agreement in case of rental income with rent reflection in bank statement.

Financial Documents for Salaried Employees

  • ITR for latest 3 years
  • Audited Balance Sheet with all Schedules
  • GST return for the unaudited financial year
  • 26AS for the unaudited financial year
  • Bank Statement for 1 year of all Current as well as savings account of directors/partners.

Financial Documents for Non-Individual / Entities

  • Statement of Account of all the running Loans
  • Repayment Schedule of all running Loans
  • Sanction Letters of all the loans which one has availed
  • NOC and Loan closure Letter of all the loans which has been closed
  • 1 year Bank statement from where the loans is getting repaid
  • NOC from Society / Builder in case of Home Loan

Other supporting documents